Infrastructure Intelligence

Monzo Bank

openbanking.monzo.com

9.43CASC /10
99.99%Pass rate
235 msMedian
376 msp95
healthyOperational state
CASC Score9.43Healthy API

Cloud API Service Consistency

CASC turns API behavior into a 0–10 confidence signal.

CASC blends pass rates, error rates, outliers, and performance consistency into a single benchmark score. A fast API can score poorly if it behaves inconsistently; a slower API can score well if it is predictable.

8.00–10.00Healthy

Few if any issues detected.

6.00–7.99Needs attention

Issues are impacting expectations.

0.00–5.99Poor performance

Significant problems to investigate.

Monzo Bank CASC9.43

Healthy API: Few if any issues detected across consistency, pass rate, errors, and outlier behavior.

Infrastructure fingerprint

CDN / HTTPNot detected
HostingAmazon Technologies Inc.
NameserverAmazon.com, Inc.
ServerNot detected
Domainopenbanking.monzo.com
ns_host: Amazon.com, Inc.domain: openbanking.monzo.comhost: Amazon Technologies Inc.ns_host: Amazon Technologies Inc.

Developer Resources

Developer documentation
Authentication metadata: Y

Signal summary

EuropeFastest region
236 msFastest median
EuropeSlowest region
395 msSlowest p95

Latency anatomy

DNS, connection, TLS, upload, processing, and download timing from the latest verified snapshot.

DNS
13.75 ms
13.75 ms
TCP
27.25 ms
27.25 ms
TLS
31 ms
31 ms
Process
159.25 ms
159.25 ms
235 msMedian
376 msp95
619 msp99

Regional Intelligence

Global performance breakdown

Median latency variance across continents and major monitoring regions in the latest verified snapshot.

Europe
236ms395ms
Medianp95

Cloud Intelligence

Performance by cloud provider

Median and p95 latency measured from AWS, Akamai, Azure, and Google monitoring locations.

RegionAWSAkamaiAzureGoogle
Europe208msp95 305ms240msp95 561ms262msp95 390ms232msp95 325ms

Forward Intelligence

Machine readiness index

Experimental operational scoring for production machine workflows, derived from reliability, consistency, tail latency, and workflow suitability.

10.0Reliability

Pass rate and failure consistency

9.9Consistency

Regional variance and stability

9.3Tail latency

P99 performance under load

9.7Workflow ready

Overall machine suitability

Benchmark interpretation

  • Monzo Bank recorded 99.99% pass rate in the latest verified snapshot.
  • The p95 latency signal is 376 ms, with median latency at 235 ms.
  • Infrastructure fingerprinting identifies Amazon Technologies Inc. in the observed delivery path.

CASC interpretation

9.43Healthy API

Few if any issues detected across consistency, pass rate, errors, and outlier behavior.

Cloud API Service Consistency is scored from 0 to 10. Higher means more consistent, healthier API behavior across the benchmark period.

Citation panel

W2026-07-13Snapshot
benchmark-subject.v1Schema
7/21/2026Generated
d645ed9ddacfd56416692309433371a920470a30Source commit
Agent View